A majority of Irish adults are in favour of credit unions joining forces.
Research by Behaviour and Attitudes found 84% are in favour of mergers, and the provision of an enhanced range of products and services.
More than a quarter of those surveyed said they would consider moving to a credit union account for day-to-day banking if a full range of services were provided.
These services include ATM and debit cards, longer opening hours and online banking according to the research, which was carried out for the Credit Union Restructuring Board.