Survey: Four in 10 would not claim for minor traffic collision

A new survey shows that more than 40% of people will not claim on their car insurance if they are involved in a minor collision.

The poll was conducted among 7,500 motorists by the AA.

The three main reasons given for not claiming were the fear of affecting a no-claims discount, concerns over rising premiums and the belief that it was not financially worth it.

However, nearly three quarters of people who said if they were in a 'moderate to serious' crash said they would make a claim.

Up to 19% of those polled said they had been in a collision while driving over the past ten years, and 37% of those said it was all their fault.

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