A new report has highlighted the lack of long-term planning on pensions in Ireland.
The OECD's Pensions at a Glance 2015 report has said pensions in many countries may be much less generous in the future than today, with many people at serious risk of 'pensioner poverty'.
Generally, Ireland compares favourably to other OECD nations in the study.
But Gerry Moriarty, director of policy with the Irish Association of Pension Funds, said the report highlights the lack of any mandatory pension scheme here despite Government promises.
"The Government has set out a number of times that they were going to set out some sort of mandatory saving system," he said.
"Whether that is on an auto enrolment basis which they have in the UK where you are automatically put in to a pension scheme but you have the option of opting out,
"And the language they use is you know, this is supposed to implemented when economic systems are better and I think that has been one of the disappointing things is that there has been very little action on this and we just seem to produce report after report without actually doing anything."