Irish people are sticking to money saving measures despite the economic upturn.
A new survey by RaboDirect has found that 95% of us are continuing to shop around for better deals on everything from groceries to eating out.
More than seven out of ten say they will cut back again this year on non-essentials and nearly 60% want to make further savings on household bills.
Saving is still an issue for many people however, with less than a quarter managing to put money away every month.
There is also a gender gap when it comes to worrying about finances - with 72% of women saying they have concerns about money, compared to just 56% of men.