Barclays has reported a fall in annual profits as it announced a group-wide shake-up and took a further hit for payment protection insurance (PPI) mis-selling.
The banking giant posted underlying pre-tax profits down 2% to £5.4 billion.
The results came as it said it would split the group into two divisions - Barclays UK and Barclays Corporate and International - and "sell down" its stake in its Africa business over the next two to three years.
It also announced that it would take another PPI charge of £1.45 billion, taking its total to £7.42 billion.